Finance Module Guide

Get a complete picture of your financial life — bank accounts, investments, debt, expenses, and net worth, all in one place with live multi-currency support.

Overview

The Finance module gives you a real-time snapshot of your entire financial life. It aggregates balances from all your accounts — bank, investment, and debt — into a single net worth figure, updated live as you log transactions.

Adding Bank Accounts

1. Go to Finance → Accounts → Add Account.
2. Choose account type: Bank Account, Investment, Credit Card, or Loan.
3. Search for your bank — PRP includes autocomplete for 35+ Egyptian banks with branch data pre-filled.
4. Enter the account name, currency, and current balance.
5. Tap Save. The account balance is immediately reflected in your net worth.

Tracking Transactions

Every income or expense you log updates your account balance in real time:

1. Go to Finance → Transactions → Add.
2. Select Income or Expense.
3. Enter amount, category (e.g. Food, Rent, Salary), date, and optional notes.
4. Choose which account to debit or credit.
5. Tap Save — the spending-by-category chart updates instantly.

Investments & Stocks

PRP connects to the Alpha Vantage API to fetch live stock prices for your holdings:

1. Add an Investment account and set its type to Stocks or Portfolio.
2. Enter each holding: ticker symbol, number of shares, and purchase price.
3. PRP fetches the current market price and calculates your unrealized gain/loss.
4. Total portfolio value flows into your net worth automatically.

Debt Management

Add loans, credit cards, and any other liabilities as Debt accounts. PRP tracks:

• Outstanding balance updated each time you log a payment.
• Debt-to-asset ratio shown on the net worth dashboard.
• Monthly repayment schedule if you enter the minimum payment amount.

Net Worth Dashboard

The net worth dashboard is the heart of the Finance module. It shows:

• Total assets — sum of all bank, investment, and cash accounts.
• Total liabilities — sum of all debt accounts.
• Net worth — assets minus liabilities, with a trend line over time.
• Cashflow chart — monthly income vs. expenses bar chart.

Multi-Currency & FX Rates

PRP fetches live foreign exchange rates so you can hold accounts in different currencies and see everything converted to your base currency:

1. Go to Profile → Settings → Base Currency and choose your preferred currency (e.g. EGP, USD, EUR).
2. Each account can be set to a different currency — PRP converts at the live rate.
3. FX rates refresh automatically when you open the Finance module.

Analytics & Charts

Finance analytics are available under Finance → Reports:

• Spending by category — donut chart of where your money goes each month.
• Cashflow — income vs. expenses over the last 3, 6, or 12 months.
• Net worth trend — line chart of your net worth growing over time.